Terms of Service

These terms govern your use of CoverMyBill.

A neutral platform

CoverMyBill is strictly a neutral platform that connects requesters and supporters. We do not create, endorse, or verify the people, requests, or stories on the platform, and we are not responsible for the people who use it or for their actions, statements, or conduct — online or offline. You interact with other users entirely at your own risk.

No responsibility for user actions

We make no representations about any user's identity, honesty, or intentions. Any disputes, losses, or harm arising from interactions between users are solely between those users.

Fraud and fake accounts

Fake accounts, impersonation, fabricated requests, and any form of fraud are strictly prohibited. Suspected fake or fraudulent accounts will be immediately and permanently banned, and may be reported to authorities where required.

Voluntary contributions

Contributions are voluntary gifts. Supporters receive no goods, services, or ownership in return.

No guarantee

Posting a request does not guarantee funding. We may remove requests that violate our guidelines.

Eligibility

Users must be 18 or older and provide accurate information.

Draft policy text — have it reviewed by a qualified attorney before launch.